Archive for January, 2009

Is GAP Insurance a good idea? from Dan

Thursday, January 22nd, 2009

I received a great question from Dan today.  Dan asked whether GAP insurance is a good idea.  Before we get into the question at hand I will take this opportunity to explain what GAP insurance is. I have seen several acronyms for what GAP stands for, but it really is just that, insurance that bridges a gap. When you buy a new car the value of that vehicle is negatively impacted the moment the registration application is processed. It is often said that the vehicle loses value as soon as you drive it off the lot. While the sentiment is true, the reality is that the car becomes a used car the moment the car is titled. So technically that drop in value doesn’t occur instantly. But I digress. (more…)

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